You can use below Mortgage Calculator for estimate your pricing and its applications. Variables are described below:
the selling price of the home
the amount of money the buyer pays upfront to obtain a mortgage. The minimum down payment in Canada is between 5% and 10%, depending on the purchase price of the home.
the amount of money that an individual borrows from a bank or money lending company at a certain rate of interest to be paid with the EMI (Equated Monthly Installment) every month.
the annual percentage rate (APR) charged on the loan
the amortization period of the loan in years, or the amount of time you have to pay back the loan. Usually 25 or 30 years for common loans. The maximum amortization is 25 years for down payments under 20%.
annual property tax payment
Property Mortgage Insurance as a percent (typically between 2.80% and 4.00%, though unneeded if a 20% down-payment is used).
annual cost of a homeowner's insurance policy
monthly dues for being part of a homeowners association.